HOME Buying can be very stressful, but if you follow these
TIPS "BEFORE" stepping foot into a home you can.... BE SMARTER than the Average Buyer!
TIPS "BEFORE" stepping foot into a home you can.... BE SMARTER than the Average Buyer!
Tip #1 - STOP SPENDING MONEY!!!
DO NOT BUY that new car!!! Or anything other than food! (kidding) But seriously, Don't!
Tip #2 - Don't CHANGE things!
Yes, this can affect you in major ways.
Changing Jobs, changing banks even Credit card changes.
Tip #3 Get PRE APPROVED!
There is a BIG difference between PRE-Qualified and PRE-Approved. Pretty much anyone can get a PRE-Qualified letter, Stand out and get PRE-APPROVED!!! And, don't forget to find a Great lender! RESEARCH! No big banks - you need a partner that knows your name!!! Treats you like a person, not just a NUMBER!
AND... does Not work Bank hours!
Tip #4 - Find a REALTOR! (I know one if you need a referral)! A REALTOR! Not a Real Estate Agent! A REALTOR is a member of the Board and has a CODE OF ETHICS to adhere to. Also, make sure they are FULL TIME! LISTEN'S to your needs and are accessible to you!
Tip #5 - Needs vs.Wants! All "Occupants" write down their NEEDS vs their WANTS! Separately and don't discuss until complete. You will be surprised about the list and can give to your REALTOR. ....
(I have copy I can send you - email me and I'll shoot it right over.)
Tip #6 - Become a "Stalker" If you are unsure of area you want to live, start stalking it! NOT in a BAD WAY!!! Drive by in the morning, night and on weekends.
Ask "walkers" (not Walking Dead Walkers) what they think of the neighborhood, are there lots of Children, is there a neighborhood watch, How is the HOA? Anything you would like to know -
JUST ASK!
Tip #7 - HAVE FUN! This is Exciting - a New home!!! Whatever your reason, 1st time home buyer, job relocation, expanding family - you will have memories!
Make them! ENJOY the adventure!
... NEXT time I will have Home Buying MISTAKES to Avoid
